Coverage under this policy is broadly classified into 4 sections, enabling you to choose and customize protection to your specific requirements.
* Property damage due to fire, lightning, explosion, aircraft damage, riots, storm, impact damage, land slide, bursting, missile testing operation, leakage and bush fire.
* Loss due to business interruption.
* Breakdown of electrical and mechanical appliances with expenses for loss minimization and claim preparation cost upto limit opted.
* Loss or damage to electronic appliances against accidental damage or breakdown with expenses for loss minimization and claim preparation cost upto limit opted.
* Loss or damage caused to the Insured's property due to burglary or housebreaking.
* Accidental breakage of Glass or Sanitary fittings.
* Tools such as Neon sign/ Glow sign /Hoarding against risk such as damage by accidental external means, fire, lightning, external explosion, theft of whole sign, riot, strike etc.
* Loss or damage caused to portable electronic equipments belonging to insured or being used by the permanent employee of the insured for the purpose of business of the insured.
* Portable electronic equipments like laptops and mobiles- Insured property at work or at rest or whilst being used by the permanent employee(s) of the Insured on journey to places by train or road or air anywhere within the territorial limits for the purpose of business or profession of the Insured.